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Environment variables are super helpful for managing configurations without hardcoding them in your code. They are particularly useful for sensitive information such as API keys and database credentials. You will use the `python-dotenv` package to load these environment variables from a `.env` file.
* **How much are you willing to pay in out-of-pocket costs?** Consider the deductibles, copays, and coinsurance associated with each plan. Medicare Advantage plans typically have an annual out-of-pocket limit, which can protect you from unexpected healthcare costs. Original Medicare doesn't have an out-of-pocket limit, so you may want to consider a Medigap policy to help cover these costs.
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