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The core of the **Wells Fargo scandal** involved the creation of millions of unauthorized accounts. Bank employees, desperate to meet their sales quotas, opened these accounts without the customers' knowledge or permission. Imagine waking up one day and discovering that Wells Fargo had opened a new credit card or savings account in your name, and you didn't even apply for it. That's the reality many customers faced. Employees would use various methods to achieve this, including forging signatures on applications and using customers' personal information to create new accounts. These accounts often came with fees and charges that customers were unaware of, leading to financial damage and frustration. The scale of the unauthorized account openings was truly staggering, making it one of the largest financial scandals in history. These actions weren't isolated incidents but rather a widespread practice driven by the bank's toxic sales culture.
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