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Let’s explore some *practical applications* and real-world examples of **Kitabul Buyu**. In Islamic finance, *Murabaha* financing is a common example. It is a cost-plus sale that allows individuals and businesses to purchase assets in a compliant manner. Imagine someone wants to buy a car. Instead of a conventional loan, a financial institution can purchase the car and sell it to the customer at a marked-up price. The markup is the profit. This transaction must comply with the principles of **Kitabul Buyu** to avoid interest (riba). Another example is *Sukuk*, or Islamic bonds. They are structured to comply with Sharia law. Instead of paying interest, investors receive a share of the profits from the underlying assets. These assets must be halal and compliant with Islamic principles. This makes Sukuk a popular choice for ethical investors.
