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Waarom is het nou zo *belangrijk* om fake news te herkennen? Nou, de impact ervan is enorm. Ten eerste kan het *individuen misleiden*. Mensen nemen beslissingen op basis van informatie die ze lezen, en als die informatie fout is, kunnen ze verkeerde beslissingen nemen. Dit kan gaan over alles, van gezondheid tot politiek. Ten tweede kan fake news *de publieke opinie beïnvloeden*. Door desinformatie te verspreiden, kunnen groepen of individuen de manier waarop mensen over bepaalde kwesties denken, manipuleren. Dit kan leiden tot sociale verdeeldheid, wantrouwen, en zelfs geweld.
* **Interest Rate Risk:** The risk that changes in interest rates will affect prepayment rates and the value of the MBS.
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