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Okay, so we know what **federal consultants** do, but what are the actual *benefits* of hiring them? Why not just handle everything in-house? Well, there are several compelling reasons why government agencies turn to external consultants. Let's explore some of the key advantages:
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* **Why it's a problem:** Many borrowers focus solely on the down payment and monthly payments, forgetting about closing costs. These can include appraisal fees, title insurance, recording fees, and lender fees, adding up to thousands of dollars. Being caught off guard can strain your finances.
