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Delta is important for a few reasons. First, it helps you estimate the potential profit or loss of your option position. It gives you a quick and easy way to estimate the price movement of an option based on how you think SPY will move. Second, it's a key factor in hedging. If you own shares of SPY and want to protect against a price decline, you might buy put options. The delta of those puts will help you determine how many options to buy to effectively hedge your position. In other words, Delta helps you understand how sensitive the option price is to changes in the underlying asset. The higher the delta, the more sensitive the option is. The lower the delta, the less sensitive the option is.
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Understanding player values and transfer fees requires a bit of context. Keep in mind the following:
