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The Social Security Administration releases annual reports that detail the projected financial health of the fund. These reports typically include a “depletion date,” which is the year when the trust fund’s reserves are projected to be exhausted. Once the reserves are depleted, Social Security would only be able to pay out the amount coming in from current payroll taxes, which is projected to be less than the full benefits owed. This means that without action, benefits could be reduced across the board. Nobody wants that, right?
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