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Another major cause can be an **economic shock**. This could be something like a sudden increase in oil prices (which makes everything more expensive), a financial crisis (like the 2008 housing market collapse), or even a global pandemic (such as COVID-19, which severely disrupted supply chains and economic activity). These shocks can shake the foundations of the economy and tip it into a downturn. Furthermore, government policies play a huge role. For instance, if the government raises interest rates to combat inflation, it can make borrowing more expensive, which can slow down economic growth and potentially contribute to a recession. Tightening fiscal policies, such as increased taxes or reduced government spending, can also have a similar effect. All these factors combined can lead to a perfect storm of economic challenges, resulting in a **"manday ka daur"**.
