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* **Example 3**: How about C = 100 and D = 10? The HCF of 100 and 10 is 10 because 10 is the largest number that can evenly divide both 100 and 10.
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Okay, so first things first: What's the deal with current mortgage rates, right? Well, **mortgage rates** have been, shall we say, a bit volatile recently. We've seen a noticeable climb, and it's not just a blip; it's a trend that's got everyone from financial analysts to everyday folks like us talking. The primary driver behind these increases? A mix of factors, but mostly, it boils down to the Federal Reserve's actions to combat inflation. When the Fed raises its benchmark interest rates, it has a ripple effect throughout the economy, influencing the cost of borrowing money. This, in turn, impacts mortgage rates. As the cost of borrowing goes up, so does the cost of a mortgage. This dynamic creates a challenging environment for potential homebuyers, as higher rates translate to higher monthly payments and a potentially reduced budget for the house itself. Guys, it's not exactly the best news if you're hoping to snag a sweet deal on a new home.