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Okay, so first things first: **Brighthouse Financial** isn't *MetLife*, but they have a shared past. The story begins with a strategic move by MetLife to reshape its business. Back in 2017, MetLife decided to spin off a significant portion of its U.S. Retail business. This included a variety of life insurance and annuity products. They wanted to create two separate, publicly traded companies. This split was designed to allow each company to focus on its core strengths and tailor its strategies to specific market segments. This move allowed MetLife to focus more on its group benefits and international businesses. This also created **Brighthouse Financial** as a standalone entity, independent from MetLife.
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